Send money, pay bills, and manage your cash. All from one wallet.
CloudP2P is the fintech app built for Africa. Transfer money instantly, buy airtime & data, and keep your funds secure.
10K+
Users
₦500M+
Transacted
4
Countries
Product
Everything you need to manage your money
From instant transfers to bill payments, CloudP2P puts your finances in your hands.
Pay ID & account number
Instant Transfers
Send money to anyone on CloudP2P using their Pay ID or 10-digit account number. Internal transfers are free and settle instantly.
Bills made simple
Airtime & Data
Buy airtime and data bundles for Nigeria, Ghana, Kenya, and South Africa. Auto-detect network from any phone number.
Bank deposits
Virtual Account
Get a dedicated local bank account number to receive deposits directly into your CloudP2P cash wallet.
How it works
Get started in three simple steps
No long forms, no hidden steps. Just verify, fund, and go.
Sign up & verify
Create your account in minutes and complete KYC to unlock your wallet and account number.
Fund your wallet
Deposit via bank transfer to your virtual account or receive money from another CloudP2P user.
Send & pay bills
Transfer money instantly, buy airtime and data, and manage your cash from one place.
Security
Your money is secure
Multiple layers of protection keep your funds and data safe.
Bank-grade encryption
Every connection and transaction is protected with industry-standard encryption.
PIN-protected transactions
Confirm every transfer and bill payment with your secure 4-digit PIN.
Verified identity
Multi-tier KYC keeps the platform safe and compliant for everyone.
Regulated partners
We work with licensed payment providers and custodians across Africa.
FAQ
Questions? We have answers.
Get the app. Take control of your money.
Join thousands of users who trust CloudP2P to send money and pay bills across Africa.